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Why Smart Accident Insurance?
Protect you and your family with our Comprehensive Accident Medical plan. A simple accident like a broken bone or torn muscle can cost thousands of dollars. The unexpected does happen and if it does you will be thankful you enrolled into the plan. Don’t be without coverage!
Get up to $250,000 Comprehensive Accident Medical Insurance. Accidents really do happen!
Injury facts you need to know...
- 1 out of 9 Americans each year seek medical care due to injuries.1
- 28.4 Million Emergency Department visits from injuries.2
- 40.9 Million Doctor Office visits from Injuries.1
- 5th most common cause of death.2
- Unintentional injury deaths: 120,000.1
- 44% occur in or around the home.2
1 National Safety Council, Injury Facts 2008
2 National Center for Health Statistics, NCHS Data on Injuries 2006
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Customer Reviews of Smart Accident Medical |
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 - New customer so I've had very little experience with this
company. After I bought a plan I did recieve a card right away,
about two days later. I just wish they also offered a dental
emergency plan. - Sarah - 4/8/2011 2:54:44 PM (Smart Accident Medical)
 - I didnt really speak to a representative. I did everything online and read all of my info on the website. The
websitre is informative and very helpful. - Marva - 1/23/2011 5:26:01 PM (Smart Accident Medical)
- I'm not certain how good your insurance is just yet because I
haven't had cause to use it yet. Hopefully I won't have to use
it. What I do know is that it's twice as expensive as the other
plans I was considering. But since your agent was the first to
confirm that snowboarding accidents are indeed covered and your
coverage more comprehensive, I decided to go with you. - Azikiwe Chandler - 1/15/2011 10:00:13 PM (Smart Accident Medical)
- Never able to get a sales person on the phone before I purchased insurance to ask questions. - M. Richardson - 11/16/2010 7:54:08 AM (Smart Accident Medical)
 - Just got on board but happy so far! - Helen Todd - 10/3/2010 11:19:00 AM (Smart Accident Medical)
- I just purchased my plan last month, but so far so good! I
haven"t had to use it, which in itself is excellent!!! Thank
you for being available to me. I will tell anyone who is
looking to supplement their insurance plan. Thank you, again! - Amanda E Wells - 9/6/2010 7:30:18 AM (Smart Accident Medical)
- Since at least accidental insurance is required to attend my college, I was in the market to look since the
plan offered through the school is over $500. Although it is good for a year, I will only need it for the fall
semester as I'm graduating in December. This plan was perfect because it allowed me to purchase a
monthly option at a low rate, and still meet the insurance requirements for school. - Megan - 9/2/2010 9:42:57 AM (Smart Accident Medical)
- I have just purchased the insurance for short term coverage and
was very pleased with the rates. Have not needed to use it, so
have not had any direct contact with customer service. - Lori Thompson - 7/14/2010 11:07:38 PM (Smart Accident Medical)
- I appreciate that you offer a low-cost accident plan as that's all I need right now. However, I was
extremely unhappy that I could not find complete plan details until after I purchased the plan. The product
description of the maximum payment was extremely misleading. The maximum payment that you'll give
appeared to be per year but seems now to be for my lifetime. - LG - 4/22/2010 7:09:20 AM (Smart Accident Medical)
 - new customer
easy to enroll and understand policy - James B Sher - 1/3/2010 10:20:51 PM (Smart Accident Medical)
- The person I worked with was very professional and a pleasure to work with. - Kevin M - 9/15/2009 7:20:06 AM (Smart Accident Medical)
- I have not had to use the insurance, so I can not comment on
filing a claim. However, if claims are as easy and fast as it
was to sign up and have questions answered, there should be no
problems. I have been very impressed by the agents I worked
with. No sales pressure with very fast response time. - - 9/15/2009 7:10:26 AM (Smart Accident Medical)
- It would have been better if the plans were more explained
before ordering them and finding out certain items are not
available in all states - bob H - 5/21/2009 12:51:05 AM (Smart Accident Medical)
- Since I have only had my insurance for a short time and I have not had to use it yet it is difficult for me to
make any comments on how well it works for me. Thank-you. - kevin - 5/9/2009 6:22:28 AM (Smart Accident Medical)
- I loved that I could do everything online but stil had the option to call if I wanted to. - Frank B. - 8/21/2008 12:03:45 PM (Smart Accident Medical)
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